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Property and casualty insurance

The 27 companies in this industry listed on the NYSE and Nasdaq are worth $534 bn combined; the largest are Chubb Limited (CB), Progressive (PGR) and Travelers (TRV). For each one: what it does, revenue, margin, free cash flow over the last five years and a score from 0 to 10.

Data as of October 2026

Evenly matched
27 companies value 534 bn revenue 375 bn margin — free cash flow — avg. score 6.2
CB holds 25.7% of the group's value, 1.1x the runner-up
Rank Ticker Company Share Value Revenue Margin FCF 5 years FCF/px Yield What it does · why it is here
1 CB Chubb Limited
Switzerland/United States · score 6.7
 26% 137 bn 62 bn 18.1% 15 bn 11.2% 1.1% Property, casualty and life insurance, from Switzerland · World's largest listed P&C insurer; consistently profitable underwriting
2 PGR Progressive
United States · score 7.6
 24% 127 bn 91 bn 12.8% 16 bn 12.5% 6.4% Auto and commercial fleet insurance · Leader in US auto insurance; the industry's best data-driven pricing
3 TRV Travelers
United States · score 7.1
 15% 79 bn 49 bn 17.0% 11 bn 13.5% 1.3% Property, casualty and auto insurance · Benchmark commercial insurer, a member of the Dow Jones index
4 ALL Allstate
United States · score 7.2
 12% 62 bn 70 bn 19.0% 12 bn 19.6% 1.7% Auto and home insurance in the United States · 2nd largest US auto insurer
5 HIG Hartford Insurance Group
United States · score 7.2
 7% 36 bn 29 bn 14.9% 5.9 bn 16.1% 1.7% Property, casualty and group insurance · Strong in commercial insurance for small and midsize businesses
6 CINF Cincinnati Financial
United States · score 7.2
 5% 26 bn 14 bn 23.8% 3.4 bn 13.0% 2.1% Property and life insurance through independent agents · 65 consecutive years of dividend increases (Dividend King)
7 CNA CNA FINANCIAL CORP
United States · score 7.1
 2% 13 bn 15 bn 8.2% 2.3 bn 17.4% 8.2% Commercial insurance holding, founded in 1967 · Illinois — assets of $69.9bn
8 KNSL Kinsale Capital
United States · score 6.5
 2% 8.3 bn 2.0 bn 28.5% 1.0 bn 12.0% 0.2% Excess and surplus insurance for small and midsize businesses · Excess and surplus lines insurance; the sector's fastest growth and best margin
9 THG Hanover Insurance Group
United States · score 7.0
 2% 8.0 bn 6.8 bn 11.2% 1.3 bn 15.6% 1.6% Property and casualty insurance through independent agents · Property insurance sold through independent agents
10 AXS Axis Capital
Bermuda · score 7.3
 1% 7.3 bn 6.8 bn 16.2% 2.5 bn 33.7% 1.9% Specialty insurance and reinsurance, from Bermuda · Specialty insurance and global reinsurance
11 MCY Mercury General
United States · score 7.0
 1% 5.7 bn 6.3 bn 14.8% 1.3 bn 22.2% 1.2% Auto insurance in California · Auto insurance concentrated in California
12 SIGI Selective Insurance Group
United States · score 6.8
 1% 5.3 bn 5.5 bn 9.1% 1.2 bn 22.5% 1.8% Property and casualty insurance through independent agents · Regional commercial insurer with long-standing underwriting discipline
13 SLDE Slide Insurance Holdings, Inc.
United States · score 6.7
 1% 3.2 bn 1.4 bn 40.0% 1.0 bn 32.7% — Homeowners insurance in Atlantic coastal states · Florida — assets of $3.6bn
14 HCI HCI Group, Inc.
United States · score 6.9
 1% 2.5 bn 0.9 bn 32.6% 0.4 bn 16.5% 0.8% Homeowners insurance in Florida and other states · Florida — assets of $2.6bn
15 HMN HORACE MANN EDUCATORS CORP /DE/
United States · score 6.9
 0% 1.9 bn 1.8 bn 10.2% 0.6 bn 30.2% 3.1% Insurance and retirement for teachers and public employees · Illinois — assets of $15.6bn
16 KMPR KEMPER Corp
United States · score 2.5
 0% 1.8 bn 4.6 bn -10.8% 0.4 bn 22.5% 4.3% Auto and personal lines insurance holding · Illinois — assets of $11.9bn
17 SAFT SAFETY INSURANCE GROUP INC
United States · score 6.4
 0% 1.5 bn 1.3 bn 5.3% 0.2 bn 11.5% 3.5% Auto and home insurance in Massachusetts · Massachusetts — assets of $2.5bn
18 UFCS UNITED FIRE GROUP INC
United States · score 6.5
 0% 1.4 bn 1.5 bn 9.6% 0.3 bn 18.8% 1.3% Property and casualty insurance through independent agents · Iowa — assets of $4bn
19 UVE UNIVERSAL INSURANCE HOLDINGS, INC.
United States · score 7.1
 0% 1.3 bn 1.6 bn 13.5% 0.3 bn 26.0% 1.7% Homeowners insurance, with in-house risk and claims management · Florida — assets of $3.3bn
20 HRTG Heritage Insurance Holdings, Inc.
United States · score 6.7
 0% 1.1 bn 0.8 bn 25.2% 0.3 bn 27.9% — Super-regional home and commercial insurance holding · Florida — assets of $2.5bn
21 EIG Employers Holdings, Inc.
United States · score 5.0
 0% 0.9 bn 0.8 bn 0.9% 0.0 bn 2.4% 2.9% Workers' compensation insurance for small businesses · Nevada — assets of $3.4bn
22 DGICA DONEGAL GROUP INC
United States · score 7.0
 0% 0.7 bn 1.0 bn 7.4% 0.1 bn 8.5% 3.9% Property and casualty insurance holding company in 21 states · Pennsylvania — assets of $2.5bn
23 AII American Integrity Insurance Group, Inc.
United States · score 6.5
 0% 0.5 bn 0.3 bn 26.2% 0.2 bn 29.9% — Homeowners insurance in Florida · Florida — assets of $1.6bn
24 ACIC AMERICAN COASTAL INSURANCE Corp
United States · score 5.3
 0% 0.5 bn 0.3 bn 30.3% -0.0 bn -5.7% 6.8% Commercial property insurance holding company · Florida — assets of $1.2bn
25 NODK NI Holdings, Inc.
United States · score 3.1
 0% 0.3 bn 0.3 bn 2.9% -0.0 bn -10.8% 2.2% North Dakota insurance holding company · North Dakota — assets of $543m
26 KINS KINGSTONE COMPANIES, INC.
United States · score 6.5
 0% 0.3 bn 0.2 bn 14.8% 0.1 bn 29.6% 1.0% Property and casualty insurance in New York · New York — assets of $478m
27 PRHI Presurance Holdings, Inc.
United States · score 0.0
 0% 0.0 bn 0.0 bn -49.6% -0.0 bn -154.5% — Homeowners insurance in Texas, Illinois and Indiana · Michigan — assets of $222m

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What this is. A catalogue, not a guide. Every industry with stocks listed on the NYSE or NASDAQ, the companies contending for its leadership, what each one does according to its own annual report, and the balance sheet it filed with the SEC.

The score runs from 0 to 10 and compares each company with every other one in the almanac on cash generation, profitability, debt, dividends and consistency over the last five years. The higher it is, the better the company fares in that comparison. Curious how much each part weighs? Ask at the bottom of the page.

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